Unoccupied properties not covered by insurance

Most household insurance policies say that if you leave your home “unoccupied” for a period of time, normally 30 or 60 days, then you will not be covered for certain “insured perils” (usually theft, attempted theft, malicious damage and escape of water).

A recent news report on the Stuff website has highlighted the issue of whether or not unoccupied homes are insured.

To see if you’re affected, give us a call on 0800 277 677.



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